National Network. Personalized Service.
When it comes to selecting a self-funded health plan, Great Bay Administrators (GBA) offers the best of both worlds: A customized plan backed by the strength of the national Cigna Healthcare® PPO network.*
Affordability and Access
When you choose Great Bay Administrators (GBA) as your third-party administrator (TPA), you get all the cost savings and flexibility of a self-funded health plan, while still benefiting from the strength of the Cigna Healthcare® PPO network. Through Cigna Healthcare, GBA members can also access specialty programs for oncology, gene therapy, sleep management, transplant care, and more.
With GBA, you gain:
Tailored Solution Design
There’s no such thing as a one-size-fits-all health plan. We develop plans to meet your unique needs today, with the flexibility to change over time.
National, Industry-Leading Network
Gain in-network access to the Cigna Healthcare® PPO network – one of the nation’s largest insurance networks including 1.6 million providers and nearly 6,400 facilities nationwide.**
White-Glove Service
Our dedicated account management teams bring deep industry experience to every interaction, offering consistent, reliable service you can count on.
Competitive Pricing
Fixed administrative fees and the Cigna Healthcare PPO Network's 58.7% average in-network discount help employers gain cost control and stability, offering savings compared to fully insured plans.***
Enhanced Control
Full, transparent access to plan data, combined with our consultative support to identify trends and opportunities, empowers well-informed decisions.
*The Cigna Healthcare PPO Network refers to the health care providers (doctors, hospitals, specialists) contracted as part of the Cigna Healthcare PPO for Shared Administration.
** Cigna Healthcare® is an independent company and not affiliated with Great Bay Administrators (GBA). Access to the Cigna Healthcare PPO Network is available through the contractual relationship between GBA and Cigna Healthcare. All Cigna Healthcare products are provided exclusively by or through operating subsidiaries of The Cigna Group, including Cigna Health and Life Insurance Company. The Cigna Healthcare name, logo, and other marks are owned by Cigna Intellectual Property, Inc.
***Average discount based on actual Cigna Healthcare PPO Network paid claims for the period 1/1/24-12/31/24. Cigna Healthcare analysis conducted August 2025. Actual results may vary based on utilization, plan design, and geography.
Maximize Your Benefit Investment with Self-Funding
GBA offers a wide range of benefits, customized to meet the unique needs of your employee population.
Medical
Customize coverage, copays, deductibles, and premium contributions – selecting the ideal mix of coverage to meet your benefit goals.
HSA/FSA/HRA
Offer your employees tax-advantaged savings options for healthcare expenses.
COBRA
Simplify the administration and management of your COBRA insurance.
Parking & Transit
Help employees save on their morning commute by paying for parking and transit expenses with pre-tax dollars.
Direct Billing
Ease your administrative burden with automated billing and premium collection for employees and retirees.
Tuition Reimbursement
Let us manage the financial reimbursement for employee tuition expenses.
Ready to learn more?
Schedule a call to discover how we can help your clients on their self-funding journey.
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